So you have retired and now find yourself in a position where your retirement savings plans have not entirely lived up to your expectations.
Worse perhaps you really have no retirement savings worth speaking about because you never took advantage of either a 401k or a Roth IRA. Well, what is to become of you now?
While its obvious in hindsight that you should have been saving aggressively over the years to ward off this very situation but life happens and we all know that.
So how will you survive to enjoy your golden years if you don’t have access to the windfall of retirement cash? Well, honestly there are no easy answers here.